Last Updated: 23 March 2026
Our website is designed to help you explore Medicare Advantage plans and estimate potential costs based on the information you provide. However, the prices and coverage details displayed are estimates and may change over time. We cannot guarantee future costs, plan availability, or coverage specifics.
Using our service does not mean you are automatically approved for any Medicare plan. Final eligibility and enrollment decisions are made by the insurance provider, and additional qualifications may apply.
The licensed insurance agents accessible through our platform are independent professionals and are not employees, representatives, or agents of One & Done Smart Bids. We strongly recommend speaking with a licensed insurance agent before making a final decision on your Medicare plan. Our service helps provide guidance, but an independent agent can answer your specific questions, confirm plan details, and assist with the enrollment process. One & Done Smart Bids is not responsible for the advice, recommendations, actions, or omissions of any independent licensed agent you may be connected with through our platform.
To better serve you, we may share the information you provide with licensed independent insurance agents for the sole purpose of assisting with your Medicare plan selection and enrollment. We only share your information with agents who are bound by applicable federal and state privacy laws, including HIPAA where your health information is involved. By using our website, you consent to this sharing, but you may manage or withdraw your consent at any time as described in the Communication Preferences and Consent section of this page.
Our website does not provide legal, financial, or medical advice. Any decisions regarding your Medicare coverage should be made after consulting with qualified professionals.
To receive the most accurate recommendations, it is important that you provide truthful and complete information. We are not responsible for errors or miscalculations resulting from inaccurate or incomplete data.
All data you provide is handled in accordance with applicable privacy and security standards. Where your information constitutes protected health information (PHI) as defined under the Health Insurance Portability and Accountability Act (HIPAA), we handle it in compliance with HIPAA's Privacy and Security Rules. We implement appropriate administrative, technical, and physical safeguards to protect your personal and health information and ensure it is used only for the purposes described in our Privacy Policy.
If you opt into our automatic reshopping feature, we will securely store your data to help match you with updated Medicare plans in the future. By doing so, you consent to receive communications from us regarding new reshopped plan options, plan updates, and other important changes that may affect your coverage. We may also notify your enrolling agent about any newly shopped plans to ensure coordinated service and support. We may contact you to inform you of changes to our automatic reshopping process and to share new offerings and services provided by One & Done Smart Bids that may benefit your Medicare coverage experience.
We may update these Terms and Conditions from time to time. Any changes will be posted on this page, and continued use of our service means you accept the updated terms.
Our website may use AI and machine learning technologies to help match you with potential Medicare plans that may suit your needs. These systems analyze the information you provide and compare it with available plan data to generate recommendations. While we strive for accuracy, recommendations are based on available data and statistical models and do not constitute medical, legal, or financial advice. They are not a substitute for personalized guidance from a licensed insurance agent, and no system-generated recommendation should be relied upon as a final determination of your coverage needs or eligibility.
By using our service, you consent to receiving communications from One & Done Smart Bids and the licensed agents assisting with your Medicare plan selection. You can manage and control your communication preferences at any time through your My Account settings or by contacting us directly. Please note that there are two types of communications you may receive: transactional communications, such as enrollment confirmations, billing notices, and service updates, which may continue even if you opt out of marketing; and marketing communications, such as new plan offerings and One & Done Smart Bids service announcements, which you may opt out of at any time without affecting your enrollment or service rights. Opting out of all communications may limit the ability of One & Done Smart Bids or your assigned agent to provide timely plan assistance, but will not affect any rights you have under applicable law.
This product uses publicly available data from the U.S. National Library of Medicine (NLM), National Institutes of Health, Department of Health and Human Services, and U.S. Centers for Medicare & Medicaid Services (CMS); NLM and CMS are not responsible for the product and do not endorse or recommend this or any other product.
If you make a purchase or payment through our website, payments are processed securely by our third-party payment processor, Stripe, Inc. We do not store or have direct access to your full payment card information. By submitting payment details, you authorize Stripe to process your transaction in accordance with Stripe's Privacy Policy, available at https://stripe.com/privacy.
You agree to provide accurate billing information and authorize us (through Stripe) to charge your payment method for any fees or services you select.
You may cancel your subscription at any time in accordance with our Cancellation Policy. Charges already incurred prior to cancellation are non-refundable unless otherwise stated in the Cancellation Policy.
All refund requests are subject to our Cancellation Policy. Any disputes regarding charges may be submitted through Stripe's dispute process. We reserve the right to suspend or terminate access to our services if a chargeback or payment dispute is initiated.
Payments are processed by Stripe, a third-party service provider. We are not responsible for errors, delays, or security breaches that occur as a result of Stripe's processing, but will work with you and Stripe to resolve issues to the extent reasonably possible.
These Terms and Conditions and any disputes arising out of or related to your use of our website or services shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. You agree that any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in the State of Delaware, and you hereby consent to personal jurisdiction and venue in such courts. Before initiating any formal legal proceeding, both parties agree to attempt to resolve any dispute informally by contacting One & Done Smart Bids directly. If the dispute cannot be resolved informally within 30 days, either party may pursue formal legal remedies as provided herein. Nothing in this section limits either party's right to seek injunctive or other equitable relief in any court of competent jurisdiction where necessary to prevent irreparable harm.
If you have any questions about these Terms and Conditions, please contact us through our website.