Last Updated: 12 Jun 2026
Our website is designed to help you explore Medicare Advantage plans and estimate potential costs based on the information you provide. However, the prices and coverage details shown are estimates and may change over time. We cannot guarantee future costs, plan availability, or exact coverage details.
Using our service does not mean you are automatically approved for any Medicare plan. The insurance provider makes the final decision on eligibility and enrollment, and additional qualifications may apply.
The licensed insurance agents on our platform are independent professionals. They are not employees or representatives of One & Done Smart Bids. We strongly recommend speaking with a licensed agent before making a final decision on your Medicare plan. Our service provides guidance, but an agent can answer your specific questions, confirm plan details, and help you enroll. One & Done Smart Bids is not responsible for the advice, actions, or oversights of any independent agent you connect with through our platform.
To better serve you, we may share the information you provide with licensed independent insurance agents, only to help you choose and enroll in a Medicare plan. We only share your information with agents who are required to follow applicable federal and state privacy laws, including HIPAA where your health information is involved. By using our website, you agree to this sharing. You can manage or withdraw your consent at any time as described in the Communication Preferences and Consent section of this page.
Our website does not provide legal, financial, or medical advice. Before making any decisions about your Medicare coverage, please consult with qualified professionals.
To get the most accurate recommendations, please provide truthful and complete information. We are not responsible for errors or incorrect results caused by inaccurate or incomplete data you provide.
We handle all data you provide in accordance with applicable privacy and security standards. If your information qualifies as protected health information (PHI) under HIPAA, we handle it in compliance with HIPAA's Privacy and Security Rules. We use appropriate safeguards to protect your personal and health information and ensure it is only used for the purposes described in our Privacy Policy.
If you opt into our automatic reshopping feature, we will help match you with updated Medicare plans in the future. By opting in, you agree to receive communications from us about new plan options, plan updates, and other important changes that may affect your coverage. We may also notify your enrolling agent about newly shopped plans to keep your service coordinated. We may also contact you about changes to our reshopping process and new offerings from One & Done Smart Bids that may benefit your Medicare coverage.
We may update these Terms and Conditions from time to time. Any changes will be posted on this page. Continuing to use our service after changes are posted means you accept the updated terms.
Our website may use AI and machine learning to help match you with Medicare plans that may fit your needs. These systems look at the information you provide and compare it with available plan data to generate recommendations. While we aim for accuracy, these recommendations are based on data and statistical models, they are not medical, legal, or financial advice. They are not a replacement for guidance from a licensed insurance agent, and no recommendation generated by our system should be treated as a final answer about your coverage needs or eligibility.
By using our service, you agree to receive communications from One & Done Smart Bids and the licensed agents helping with your Medicare plan selection. You can manage your communication preferences at any time through your My Account settings or by contacting us directly. There are two types of communications you may receive:
Opting out of all communications may limit the ability of One & Done Smart Bids or your assigned agent to provide timely plan help, but will not affect any rights you have under the law.
This product uses publicly available data from the U.S. National Library of Medicine (NLM), National Institutes of Health, and the Centers for Medicare & Medicaid Services (CMS), and connects to the Blue Button APIs. NLM, CMS, and the U.S. Department of Health and Human Services do not endorse, certify, or recommend this or any other product.
If you make a purchase through our website, payments are processed securely by Stripe, Inc., our third-party payment processor. We do not store or have direct access to your full payment card information. By submitting payment details, you authorize Stripe to process your transaction under Stripe's Privacy Policy, available at https://stripe.com/privacy.
You agree to provide accurate billing information and authorize us (through Stripe) to charge your payment method for any fees or services you select.
You may cancel your subscription at any time in accordance with our Cancellation Policy. Charges already billed before cancellation are non-refundable unless our Cancellation Policy states otherwise.
All refund requests are subject to our Cancellation Policy. Any disputes about charges may be submitted through Stripe's dispute process. We reserve the right to suspend or terminate your access if a chargeback or payment dispute is filed.
Payments are processed by Stripe, a third-party provider. We are not responsible for errors, delays, or security issues that occur on Stripe's end, but we will work with you and Stripe to resolve problems as best we can.
These Terms and Conditions are governed by the laws of the State of Delaware. Any legal action related to your use of our website or services must be filed in the state or federal courts in Delaware, and you agree to this jurisdiction.
Before filing any formal legal claim, both parties agree to first try to resolve the issue informally by contacting One & Done Smart Bids directly. If the dispute is not resolved within 30 days, either party may pursue formal legal action. Nothing in this section prevents either party from seeking emergency court relief to prevent serious or irreparable harm.
If One & Done Smart Bids is involved in a merger, acquisition, sale, or similar business transaction, your personal and health information may be transferred as part of that deal, as permitted by law.
If such a transaction would significantly change how your information is handled, we will notify you and provide any rights required by law before those changes take effect.
Any organization that receives your information in such a transaction will be expected to follow the commitments in our Privacy Policy unless they provide you with an updated policy.
If you have any questions about these Terms and Conditions, please contact us through our website.